Since cosmetic surgery is elective, it’s usually not covered by insurance. Luckily, however, there are financing options such as loans, credit cards, and payment plans.
Qualifying borrowers can take out personal loans from a bank, credit union, or online lender for plastic surgery. Interest rates depend on your credit and there is a specified amount of time for repayment. Many personal loans are unsecured, meaning there’s no collateral required for the loan.
We accept personal credit cards like VISA, MasterCard, or Discover. We also accept CareCredit, a medical credit card that can only be used for medical procedures or other healthcare needs. The CareCredit card is just as easy to use as a regular credit card, and offers convenient payment plans and no hidden costs.
Payment plans may be another option. These plans have the flexibility to be created for each patient. However, unpaid loans can go to a collection agency, and failure to pay could affect your relationship with your doctor if you need or want procedures in the future.
Just as every surgery procedure we perform is individualized for each patient, so are the financing arrangements. We will work with you to make cosmetic enhancement a reality. If you would like to discuss specific costs and payment information, request a consultation online or call our office at (309) 663-1222.